Your height: 4'7" to 4'11" (138 to 149cm) approximatly (?).
Frame size = 18.5in 47cm
Comments:
Mountain Bikes: they are sturdy and designed to go everywhere including off-road. Good for rough riding. In general heavy and with deep thread tires slow on paved roads. Not good city bikes unless narrower and slick tires are installed.
10 speed: good to go just about everywhere except very steep hills. The range of different ratios are more than enough for most people. There are 2 front chain rings and 5 rear gears. - Derailleur:
Tires 26 x 1.75: medium width tires with small thread, for comfort on asphalt and occasional off-road.